Insurance Advice Please

Honest John Back Room » Motoring discussion
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Wed 10 May 2006 13:59
Insurance Advice Please - 007
I seem to recall an article in Motoring Telegraph which said that car insurance companies do not take on new customers who are aged 75 or more.

A couple I know are approaching this age. Their insurance has for several years been in the wife's name (to get better rate for her lower age?) with the husband as second named driver. This means that he has lost his benefit to no-claims-bonus even though he has not had an accident for more than twenty years.

If, after he is 75, his wife was to pre-decease him, how would he stand for cover....because he is not the policyholder (and therefore a new customer)? Should he be doing anything about it now?
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Wed 10 May 2006 14:11
Insurance Advice Please - commerdriver
I guess most insurance companies would be reasonable about it, when my father died, my mother (under 75 ) had never had insurance in her own name but had been a named driver on Dad's policy for 40 years, Direct Line simply changed the insurance into her name with no effect on the premium or NCD.
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