Nope, it was TPFT.
The other car's insurance company got in touch last week and asked if she was pursuing a claim against the other car's insurance.
We thought they needed to identify a driver first, and as far as we know, the police haven't done that yet.
It's all a bit of a mess, really.
Either way, the car's getting scrapped.
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im interested in a few bits before you do?
does it have a cassette or cd player?
also after the window positioner interior knob thingy.
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also interested in your wheels and the wheel trims.
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It had a CD player.
Unfortunately we've taken it out and are more than likely going to be keeping it and putting it in her temporary car.
The wheels may be hard to arrange. If it's getting scrapped after selling bits from it, then it'll need to be taken on a low loader, and I reckon we'll need the wheels on for that! Plus, the front O/S took a hefty whack, so I don't know if that wheel is still totally straight.
You're welcome to the wheel trims, though, but they are a bit scuffed! :)
Do you mean the front electric window switches? If you do, I can get them out for you.
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No,
i meant the piece of plastic used to arrange the position of the side mirrors from inside the car.
i know its a tiny piece - but its missing of my wifes fleet car and its going back in a few months.
she will be charged full whack for it otherwise if spotted.
how much for this piece and the trims?
also, i sometimes travel to ainsdale, southport with work (infact i might be their on friday) - how far away form ainsdale are you?
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Ah, I know what you mean.
I think those bits are attached to the mirror directly, we were hoping to sell the mirrors as a whole unit.
I'll ask the girlfriend, though, because it's her car.
The car is in Ainsdale itself, near the station.
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This thread bothers me, although I can't put my finger on exactly why. I'll put in some thoughts on the insurance possibilities here and then I think that sometiem tomorrow I shall remove references to circumstances from the thread and return it to talking about breaking & scrap value;
Firstly there are very few possibilities here;
Driver was legitimate insured driver of the vehicle in which case their insurer will pay.
Driver was not legitimate driver in which case either he gets done for stealing it or owner gets done for aiding and abetting no insurance - which even these days is nto a good thing.
Car was stolen in which case you need to check it was reported as such with the police.
Option 1, then why wouldn;t you claim ?
Option 2, then why wouldn't you go to the small claims court ?
Assuming option three, then see David's note below.
If there is some possibility of a claim, then you better get that vehicle inspected before you get rid of it or take it apart, and preferably give the tp insurers the option of looking at it.
You'd better also keep a check of how much you get since that will need to be deducted from the loss amount.
I don't understand why you are not pursuing a claim. You should get some serious professional advice, and since there is the potential that some law breaking took place, then this isn't the place to get it.
Mark.
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Driver was legitimate insured driver of the vehicle in which >> case their insurer will pay.
We don't know who the driver was. They ran away from the scene (on foot).
Driver was not legitimate driver in which case either he gets done for stealing it or owner gets done for aiding and abetting no insurance - which even these days is nto a good thing.
The driver of the car can't be prosecuted, see above. The car wasn't reported stolen at the time of the incident, the police went round to the registered address, the same evening, but there was no reply (they could simply have been out, though).
Car was stolen in which case you need to check it was reported as such with the police.
As I say, as far as we know, it wasn't, and still isn't, reported stolen.
Option 1, then why wouldn;t you claim ?
Because there needs to be an identified driver for a 'normal' claim to go ahead.
Option 2, then why wouldn't you go to the small claims court ?
I think that's the same kind of thing as the Motor Insurers Bureau, which is what it's going through, at the moment.
Assuming option three, then see David's note below. If there is some possibility of a claim, then you better get that vehicle inspected before you get rid of it or take it apart, and preferably give the tp insurers the option of looking at it.
It's already been inspected by an engineer, who has produced a detailed report, stating that it is a write off. Her insurers are out of the picture, as they would only cover damages caused to a third party. We've told them about the incident and they have said there is nothing they can do.
You'd better also keep a check of how much you get since that will need to be deducted from the loss amount.
The advice from her solicitor was to scrap it. The engineer also added that it was worth £175 scrap. We're just trying to maximise the amount she gets back from it.
I don't understand why you are not pursuing a claim. You should get some serious professional advice, and since there is the potential that some law breaking took place, then this isn't the place to get it.
Thanks.
It is being dealt with by a solicitor, though. That's who told us to scrap the car, and that's who said that it was fine for us to strip bits from it.
Maybe I should clarify the whole situation...
#It went to a solicitor who started all the MIB proceedings. The MIB compensate people who have been involved in a no-fault accident with an uninsured vehicle.
An engineer was appointed by the solicitor and he assessed the car. It was determined a write off, stating the repair would cost £4300 (the car is worth about £4200), and that was assuming no damage to the gearbox/engine. (The box is knackered, I've tried it, and the engine block is dented )
But two weeks ago (three weeks after the initial accident) she received a letter from the solicitor saying that the other car was insured, and it would probably be worth pursuing a claim against the other insurance company.
THEN....the next week, the other vehicle's insurance company called her up, to ask if they could send an assessor round to view the car. They also ask if she is claiming off the other driver's insurance.
This is the confusing bit, because as far as we are aware, the police haven't identified the other driver, and the other car hasn't yet been reported stolen.
She told the other insurance company that we'd stripped some bits off it to sell, and they said that was fine and understandable.
Hopefully, it'll go through the other insurance company, that way the claim will be settled sooner.
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