One Rule ....

Honest John Back Room » Motoring discussion
What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
View Threaded
Wed 29 Sep 2004 14:18
One Rule .... - pdc {P}
So, how come it's necessary for an agent to hold the insurance documents and driving license of someone in the public eye?

news.bbc.co.uk/1/hi/england/merseyside/3700026.stm

can't he just keep it at home in a draw like everyone else?
Reply | Report as offensive | Link
Wed 29 Sep 2004 14:22
One Rule .... - Robin Reliant
As he's already signed his soul over to the agent, I suppose he might as well let him have the driving documents as well.
Reply | Report as offensive | Link
Wed 29 Sep 2004 16:07
One Rule .... - Dwight Van Driver
Could well be that this was his first motor and he fell foul of Sect 147 RTA 88 which states that you are not insured until such time as the Insurers deliver to the person effecting the policy a Certificate of Insurance.

Think about it - phone for quote that is accepted and on the strength of sending the premium off you are covered so you get behind the wheel before the Certificate arrives. Oooohhhh dear at law your not Insured.

Now to get round this I gather that Insurance Co's will say that they are your agent and that certificate is with them and then posted off.

DVD
Reply | Report as offensive | Link
Thu 30 Sep 2004 09:43
One Rule .... - pdc {P}
Ah, I misunderstood and thought that by agent it meant his football/management agent.
Reply | Report as offensive | Link
Thu 30 Sep 2004 13:59
One Rule .... - IanJohnson
I thought you hasd 14 days to produce which means there really is one law for WR and one for the trest of us.

I wonder if I would get similar lattitude if I could not get an insurance certificate out of my employer or the registration document out of the hire company for my company car within the 14 days? Probably not!

Ian
Reply | Report as offensive | Link
Thu 30 Sep 2004 14:24
One Rule .... - pdc {P}
7 days. i once had to produce and couldn't provide my licence as it was away at the dvla for an address change.

i received a caution for failing to produce.
Reply | Report as offensive | Link

We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

Insurance group finder and how to save on insurance