<< Years ago we all used to go to an insurance broker, ... >>
I'm afraid I don't count, as I have never used an insurance broker. I can't actually remember how I found an insurer when I started driving 50+ years ago. I do remember using D/L when they first started, and after several years away I have gone back to them recently for one car.
Now I use a comparison site to test the water, then go on-line for those sites (like D/L) who aren't included. Of course D/L = Churchill, tho I'm not sure how much they really overlap.
In the end, of course, unless you have to pinch every last penny, what matters is their service when you call on them.
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