Have been with Cornmarket for a few years now for my two cars, this year the renewals were cheaper than i could find online...for those interested they specialise in HGV/PSV/IAM drivers.

SWMBO is with SAGA, who for the second time running came in so reasonably priced that it wasn't worth shopping about.

Maybe its just us or coincidence, but i did wonder if they've finally twigged about keeping customers, we try never to claim for anything at all , incl windscreens.

As GB has said, Cornmarket (IAM for me) seem to be honest, and don't hike up the premiums each year. They're also great to deal with on the phone.

Other insurance companies seem to view 'customer loyalty' as 'customer stupidity'.

Perfectly normal my friend. I've reinsured with Aviva for the last 5 years, but never actually renew - always buy a new policy each year via topcashback, the premium is always cheaper as a new policy and 60 quids cash back to boot!

Proof (if it were needed) that loyalty does not pay. Better to be a new customer every year even if with th esame company taking the same product.

How do you manage this when t&c's seem to specifically prohibit this?

• If you take out an Aviva Drive policy
• If you cancel your policy within 30 days of the start date you will not receive cashback.
• Using a discount offer, such as staff or student discounts.
• If you are an exisiting customer renewing a policy.
• If you use a previously saved quote
• Using a promotional/voucher codes not posted and approved by TopCashback.
• If you take a short term policy
• If you use a voucher

• Cashback will be sent to the retailer within 60 days of the start date of your policy.
• In order to make sure that your transaction tracks properly please remember to clear your cookies.
• Cashback is only available to new Aviva customers.
• You must generate a new quote after clicking through to Aviva.
• Cashback will be paid on each new individual Car Insurance Policy.
• Aviva Multi Car Policies will only be eligible for one amount of cashback.

Edited by brum on 06/07/2016 at 22:42

Prompted by this thread, last night I obtained a quote for multicar onsirance from Aviva. My insurance is due tomorrow on one car and October on the other. It came back at £222 for the first - slightly higher than direct line, and £88 for the second. The second would run from October for 280 days so that renwal is together next year. The website clearly also said this was equivalent to £114 annual premium.

Today I phoned up to take them up on this, quoting the reference no. but the girl insisted the £114 was for the 280days and didnt know anything about the £88!

After much explanation and wasting of time I didnt get anywhere, Avivas quote retreival system conveniently doesnt recall 2nd car details, and just gives renewal price of the 1st vehicle and a telephone no to proceed further, no online option.

Its a scam in my opinion.