Have you thought of getting some traders insurance. If you have several cars and also some young drivers then it can be better to have them on a business policy. Also if you have a premises then you can include them on the schedule.
The premium will be calculated on your number of years no claims bonus but providing that you have some bonus then you should get a reduction in costs. However if you do need to cover a under 25 year old then it really comes in to its own. For more information contact a specialist broker with the right connections.
Edited by Avant on 21/02/2015 at 13:49
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