Ford KA - Dual Car Insurance

Honest John Back Room » Motoring discussion
View Threaded
Fri 22 Aug 2014 17:34
Ford KA - Dual Car Insurance - gillybear

My car insurance is due to run out on 4th september. I do not wish to renew so am using another company but as i am moving house on 28th august i have reinsured with the new company from this date. i havnt informed my current insurer of the change of address cos every time i change anything on my policy they charge me £25 plus and a cancellation charge will be even more . I hope this isnt illegal - will my current insurance just become void when my address changes - as the car will not be left at the address on that policy after 28th august

Reply | Report as offensive | Link
Fri 22 Aug 2014 17:39
Ford KA - Dual Car Insurance - RT

Make sure the "old" policy isn't on a continuous insurance basis - if it is you'll need to inform them of cancellation and get confirmation from them - also check that they don't take next year's premium out of your bank or off your card.

Reply | Report as offensive | Link
Fri 22 Aug 2014 17:56
Ford KA - Dual Car Insurance - gillybear

Thanks for the reply. ive rung my current insurer and told them i will not be renewing so they have cancelled automatic renewal on the 4th. i was just worried about being insured by 2 companies for a week then i realised my current insurance wont be for my new address from the 28th august so thought that would void it anyway. hope this makes sense!

Reply | Report as offensive | Link
Sun 24 Aug 2014 19:08
Ford KA - Dual Car Insurance - martint123

The only oddity could occur when the new company wants to see your NCD. This won't be transferable until the old policy expires. It may depend on how well the new one reads the renewal doc to verify the NCD (if they if fact bother to).

Reply | Report as offensive | Link

We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

Insurance group finder and how to save on insurance

Looking for a garage you can trust? Honest John's Good Garage Guide has thousands of reader recommended garages, plus how-to guides and tips on servicing.

The Good Garage Guide