You are within your rights to demand your money back. Type a dated letter demanding immediate return of your deposit and if he refuses to hand the money over, then give him the letter, and tell him you will be taking legal action for its return plus compensation. Then submit a claim to small claims court. Important, make sure you havent signed a credit agreement, if you have, contact the firm involved immediately and get it cancelled. Time is of the essense in this case as you will have a statutory cooling off period,
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