You're going back two owners, the ones you bought the car from will simply state they bought the car in good faith from someone who had the belt changed, chances of a result nil IMHO but i'm as far from a legal expert as you can get.
Its entirely possible the belt was changed, the belt might have been perfectly fine and its an idler or water pump or other item that has failed, stripping or snapping the belt, which may or may not have been replaced when the belt was, cheap kit cheap or fewer parts?
Cambelt is the gamble you take, no receipt that looks genuine you must assume it hasn't been done, timing chains are no longer the guarantee of trouble free as once they were with extended service intervals thrown into the mix and cheap/poor chains and tensioning designs.
It doesn't help that belt routes and designs are cheap and nasty in most cases, the belt doing far too much work and too arduous a route, a belt has no place driving a water pump, the cambelt should do only one thing, drive the camshafts and be heavy enough to cope with that, its frankly amazing how well they do and how long they last in many cases...the other biggie is what a palaver a belt change is, its a service item yet a massive operation in all but a very few good (read good and engineeringly expensive) designs, but its not in most makers interests to make it easier to replace as in almost all cases the car will be out of makers warranty and long past its typical new car buyer timescale to worry about.
Your choice is between getting the existing engine rebuilt or finding a good used unit and getting it fitted, complete with a new full cambelt kit.
Edited by gordonbennet on 01/02/2016 at 09:47
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