Spurious and Fraudulent Whiplash Claims
To whom do I complain?
I had a very minor collisions in a supermarket car park. The owner of what might politely be referred to as a rusty car reversed across my rear bumper. The damage to my car was superficial and covered by an after market insurance policy. There was no apparent damage to the other car, no details were exchanged. No injuries were sustained, my experience within the Ambulance service tells me that the speed of the collision, less than 5mph, tells me that no injuries could have been sustained.
As required I informed my insurers for information only. I received notification form a third party company that they had opened and closed a file.
Since then I have been contacted twice, via my mobile phone. The first contact said they could be certain of obtaining £3100, the second asks me to register my details with a website, and allow them to act on my behalf.
To do so would be fraud, the insurance industry is apparently concerned at the scale of such apparently fraudulent claims, yet my details can only have been provided to these third parties by me insurers.
I would like to know whether there is an organisation to whom I might complain.
Regards
Iain McFalls
I had a very minor collisions in a supermarket car park. The owner of what might politely be referred to as a rusty car reversed across my rear bumper. The damage to my car was superficial and covered by an after market insurance policy. There was no apparent damage to the other car, no details were exchanged. No injuries were sustained, my experience within the Ambulance service tells me that the speed of the collision, less than 5mph, tells me that no injuries could have been sustained.
As required I informed my insurers for information only. I received notification form a third party company that they had opened and closed a file.
Since then I have been contacted twice, via my mobile phone. The first contact said they could be certain of obtaining £3100, the second asks me to register my details with a website, and allow them to act on my behalf.
To do so would be fraud, the insurance industry is apparently concerned at the scale of such apparently fraudulent claims, yet my details can only have been provided to these third parties by me insurers.
I would like to know whether there is an organisation to whom I might complain.
Regards
Iain McFalls
Asked on 3 May 2012 by Iain McFalls
Answered by
Honest John
You are correct. They are trying to incite a criminal fraud. But because the Crown Prosecution Service never prosecutes they know they can get away with this and continue to do so. Basically, they are breaking a law that is not enforced.
Similar questions
I signed and drove an Audi away from a dealer on Friday. The garage now want me to go back as they have found a fault with the trade-in car. What are my rights? My car was bought as seen.
I have been banned from driving for several months. My insurance policy has my wife registered as a secondary driver, can she drive the vehicle without having to change or inform the insurance company?
The power steering on our 2017 Jaguar F pace failed in heavy rain at the beginning of November and it has been in the dealership awaiting repair ever since.
The latest we have heard is they expect the...
.jpg)
