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Insurer has written off my no claims wrongly - what can I do? 9 Apr 2014 (Ask HJ)
My car insurer has recorded a no fault accident against me when there was no accident. I have asked them to correct their information, but they are refusing.... -
Where can a 17-year-old find affordable car insurance? 8 Nov 2012 (Ask HJ)
My 17-year-old grandson is taking his driving test soon. He will be driving a 2004 Fiat Punto 1.2-litre model. The problem is insurance. Even being added... -
My car was written off - can I claim for a new vehicle thorough the other parties insurance? 29 Apr 2024 (Ask HJ)
My car was a total loss and the liability was accepted by the other drivers insurance company but my insurance said the car was not worth the excess on... -
If you insure a car using an incorrect reg number - is the insurance invalid? 26 Mar 2018 (Ask HJ)
My wife has just bought a new car. In advance of collection, a reg number was supplied by the garage, and she arranged insurance based on that. She went... -
Am I obliged to inform my own insurer of a claim that's going through the other party's insurance? 31 Oct 2017 (Ask HJ)
Am I obliged to inform my own insurance company of an car park bump, even though I was not in the car at the time and the lady responsible has admitted... -
Is it normal for insurers to consider Diamondbrite a modification? 1 Sep 2017 (Ask HJ)
I'm looking to get my brand new Hyundai i10 insured. But, because I used Diamondbrite, the insurers are saying they won't insure my car because the premium... -
Can I insure three cars at once? 26 Feb 2015 (Ask HJ)
I am the 'owner' on paper of two vehicles and my wife the owner of the third. On each vehicle we have legal cover and no claims cover. Do we have to do... -
Honda insurance won't cover me - what can I do? 2 Jul 2014 (Ask HJ)
I have had my Honda Jazz car insured with Honda car insurance via Equity Red Star insurance for two years and I have just received a letter from them.... -
Should my insurance premiums rise after for my son’s accidents? 30 Jun 2013 (Ask HJ)
I had a car insurance policy with my son being a named driver. My son had a no fault accident and a fault accident - this insurance policy is now cancelled.... -
Insurance black boxes - do you have to go to court if your insurer spots you speeding? 28 Dec 2012 (Ask HJ)
Do you have to go to court or get banned from driving completely if your insurance holder (Bell, safe drivers scheme with black box fitted) cancel your... -
Insurance declined because of address differences 19 Jul 2012 (Ask HJ)
I recently aquired insurance through Motorcycle direct. I was asked to send my driving licence in for validation. On doing so the insurance company are... -
Should I claim for windscreen damage on my insurance or pay for it myself? 14 Aug 2018 (Ask HJ)
I bought a 2005 Ford Focus with a cracked windscreen. It has no MoT and I've not put it on my insurance yet. Is it best for me to pay £160 to replace the... -
Can I get insured on my wife's company car? 26 Apr 2023 (Ask HJ)
My wife’s company car is only insured by the company for her to drive. The company are happy for a spouse to drive it but they must arrange their own separate... -
Am I insured if I don't have road tax and an MoT? 1 Feb 2018 (Ask HJ)
Am I still insured if my car doesn't have any road tax or a valid MoT? Where do I stand? -
Jaguar 7 day insurance 4 Jun 2014 (Ask HJ)
Hi HJ, you recently replied to a question about Jaguar's seven day complimentary insurance. According to the Jaguar web site, "Complimentary 7 Day... -
New insurance after a crash? 14 Sep 2012 (Ask HJ)
Just crashed my car and the insurance company is more than likely writing it off. I'm not sure how it works with insuring the replacement. Will it be a... -
How to handle an accident insurance claim. 16 Aug 2011 (Ask HJ)
My 17-yr old son (recently passed) was driving my Seat Ibiza 1.2 and was hit from behind at approx 35mph. Damage is to the rear bumper and the other driver... -
What's the insurance status of a works van? 28 Jun 2016 (Ask HJ)
I drive a work van on a the works insurance policy. There are multiple drivers who drive it and - as you might expect - the bodywork gets dents and marks... -
Should I change my insurer or stick with my current policy provider at renewal time? 9 Apr 2018 (Ask HJ)
My multi-car insurance policy is coming up for renewal with Aviva, who I have been with for years. My renewal is £447, so I went online and found LV's... -
What's the best small automatic car to buy with the lowest insurance rating? 9 Jan 2024 (Ask HJ)
What's the best small automatic car to buy with the lowest insurance rating. My insurer no longer insure my Toyota Auris Hybrid Automatic (my present...