Yes, that's because they, like many others, do special deals to attract new customers. I was with the AA for my Z3 last year, and the renewal quote was 50 % higher than the first year's premium. I'm with SAGA (Send All Grannies Away) now, so we'll see what happens at renewal time next year.

Renewal with Tesco for the Skoda wasn't too bad, but Skoda Insurance were cheaper and don't restrict provision of a courtesy car to 14 days as Tesco do.

All insurance companies on comparison sites quote me absurd amounts. I am not looking forward to the EU legislation equalising male and female quotes either. It'll put everyone's insurance up, regardless of gender. I have to use Direct Line - my mum likes the 'female' insurance companies as they give her nice low quotes but they don't do that for me (I have 3 years NCB and no offences on my record). I like to wind her up that it'll be Saga when she reaches 50 in the next few years :-))

Me neither, for a lad my age with equivalent driving experience, car etc. But I am convinced that it will mean increased premiums for all; no lowering for men or increasing it for women. I think it'll hit the under 30s quite hard.

You wont have to worry about being under 30 soon. Hehe. *Waits for slap*

You aren't even a full year younger than me so wind yer neck in.

"I wonder what will happen if I phone the AA to accept the online quote?"

Try telling them it's much too expensive and asking them for a reduction. I got about £80 off the premium but it was still more than SAGA. And I objected to the way that when I first signed up with the AA, they didn't tell me that breakdown cover was included only for the first year. For the second year onwards, it's extra.