Who'd be there to catch them?
Stickers are easily forged to pass a glancing inspection, and as insurance fraud doesn't directly cost the government money it's unlikely to be addressed anytime soon.
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It does cost them money;they take a hefty tax on each policy issued!!!
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Whilst, on the face of it, this figure is appalling, I always reserve a little cynicism unless I know how the statistics are derived. For example, we are constantly hearing about the massive number of 'untaxed vehicles' on the road - though I suspect that this figure contains a huge number of honest folks who have forgotten to tax/sorn their motorbike while it languishes in the garage over winter.
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this has been done to death before hasn't it
the current legislation works very well i.e. seizure of veh........but........there aren't enough traffic cops either available to do that..or tasked to do that
write to M.P. etc asking that this becomes a priority......if enough people did ...it would. The politicians wouldn't want to risk the vote backlash
until then it will never be enough of a priority, albeit some areas are doing well
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Maybe some of the Chief Constables could redeploy their guys onto traffic, rather than spending time making complaints to OFCOM about TV programmes?
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I'll wager many (if not most) of the foreign registered cars that in reality live in the UK are uninsured, but who would know?
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>I'll wager many (if not most) of the foreign registered cars that in reality live in the UK are uninsured, but who would know?<
Same goes for a large proportion of the UK-registered vehicles that live full-time in France. Gendarmes aren't interested in the fact that they don't have tax discs because there is no French equivalent any more and (presumably) assume they have UK insurance cover - which in many cases they don't.
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Aprilia,
I see the point you're making, but I think that particular enquiry was well within the public interest on a number of points. The reason for failure to Police the roads goes far deeper than that one issue. Recommend a read for you "Wasting Police Time" its a collection of blogs from an operational "Response" Officer - this will give you a good view of the current state of play in the English and Welsh Police Service. Its a depressing read....
//coppersblog.blogspot.com/
Above link will give you a taster.
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Easier to deploy resources to send NIPS to 'major criminals' than spend time bothering with things that 'don't matter' like untaxed, uninsured, no MOT, foreign and not registered, no driving licence etc. One has to chase the largest amount of cash for the least employment of resources and Speed Cameras R it!
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What can be done?
Immediate 12 points resulting in driving ban, as well as immediate seizing and crushing of car, whether it's a 15y/o Micra or a brand new Porsche.
Surely if going 5mph over a 30mph limit gives you 3 points and £60 fine, my suggestion would be in proportion with regard to the possible danger/cost to other drivers/pedestrians should an incident occur. Insurance isn't too expensive if you drive a sensible car and shop around so there's no excuse for not having it - I'm only 22y/o and pay £380 fully comp for my Almera.
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Well,
What they do around here, is seize and impound the cars and all Officers (not only their ANPR teams) carry £200.00 fixed penalty/6 point tickets...
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Third party insurance added by govt as fuel surcharge. It's very easy idea - the moment you top up it will make any vehicle, foreign or not, banger or new, roadworthy or not - insured against driving into another vehicle or person- regardless of whether it's driven by owner, thief, joyriding kids etc etc. You wouldn't be able to escape such insurance and it would be very fair - the more you drive and therefore the more statistical risk you pose to others the more fuel you use and the more you pay towards your cover.
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[Nissan 2.2 dCi are NOT Renault engines. Grrr...]
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Third party insurance added by govt as fuel surcharge. It's very easy idea
Governemnt providing insurance how crazy, why don't we get them to provide the cars too.
The solution to the problem is remove the tax disc, add an additional tax to insurance premiums and to have RFID tags on an insurace disc and the car itself. Only allow those with insurance to fill up with fuel. As this will take time to implement have sting operations in every country at different locations every day, those without insurance have their car crushed and given several thousand hours community service.
A lot can be done about this problem, it's just there is no will by police or government to do anything.
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Governemnt providing insurance how crazy why don't we get them to provide the cars too.
It's not crazy at all. Works very well in quite a few countries too. It usually also involves manufacturers officially pricing up parts and certain repairs or tasks for the nationalized insurer to avoid garages extorting money out of insurers using made up time frames and doubling amount of work on paper, one of the main reasons for crazy insurance prices in UK (vide typical "It will be £400 cash to fix it Guv or £1400 if insurance is involved" situation). Otherwise it has only advantages - it's the car that's insured, regardless of driver, any of your buddies can drive you home after few pints, anyone in household can use any of the cars etc etc. Even if it creates a paradox, like the one already quoted in this thread - "teenage boys driving 5 litre V6 cars" - it's all down to the choice - chavy kids from suburbia will not stop driving their beemers and tarted up coupes at night either way - would you rather they were insured or uninsured?
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[Nissan 2.2 dCi are NOT Renault engines. Grrr...]
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Not just crazy but nuts too.
Firstly all this stuff about few pints and anyone can drive your car is already valid for most people with fully comp insurance. Why would someone like myself want to pay vast quantities for fuel in order for others to have insurance cheap, my insurance costs around £150 fully comp including loan car if required, it's low because I'm a low risk.
People that are high risks are for a reason, the current insurance market is very competative. If someone can't afford to insure a car they needs one in a low insurance group or wait until they have more money.
Unique fit radio's solved one problem, now sat navs get stolen. Cars were made difficult to steal so now the keys are stolen from homes, those are very difficult crimes to protect against but insurance is a very easy one to solve.
I know how to solve the sat nav theft problem, let the government provide them when you buy a tax disc !
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Not just crazy but nuts too.
Oh, don't hold back carla, bring it on. :)
Firstly all this stuff about few pints and anyone can drive your car is already valid for most people with fully comp insurance. Why would someone like myself want to pay vast quantities for fuel in order for others to have insurance cheap my insurance costs around £150 fully comp including loan car if required it's low because I'm a low risk.
You don't pay £150 quid because you are low risk, but because you are presumed low risk based on available data. The current system is flawed. 75 year old, senile lady from Little Neverland, Forgottenshire, with foreign driving license exam passed last summer somewhere in the middle of Africa can drive while sitting on a pillow in a £50 worth of Bluebird, with butter for brakes and not even as much as power steering for modern feature - all that for £100, DOC and unlimited mileage included. In the same time 30 year old guy with full NCB in Kent will have to fork out at least 5 times as much to insure much safer car simply because badly interpreted statistics. The numbers might suggest the sum of claims among elderly in Little Neverland area is next to none, but the fact she lives in a tiny village of very little crime as the only car owner in radius of 50 miles doesn't make her neither good nor safe driver. Current insurance system has very little to do with factual risks to the third party and a lot to do with post codes, driver age (rather than experience), car age and price. And presumption that insurance discount is something one should obtain rather than earn.
People that are high risks are for a reason the current insurance market is very competative. If someone can't afford to insure a car they needs one in a low insurance group or wait until they have more money.
But they don't and won't wait. We live in a country where it's cheaper to buy 3 litre Omega than 1 litre Saxo and where it's cheaper for people to insure death trap like Cinquecento or old Panda than a cruising fortress with five NCAP stars. The chances of being stopped by Police are lower than winning National Lottery (I live in South East and was stopped once in the last 13 years). These are the odds people will take. More of them every year.
At the end of the day it all depends on outlook - on one hand a chance to completely avoid all the issues with uninsured foreign drivers, "car borrowers", joyriders and thieves, youngsters in fast bangers etc etc. On the other hand Mrs.Lucky, driving up until now 50,000 miles for £100 a year because of statistical puzzle involving postcode and age has to actually pay for the amount of time she spends on the road...
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[Nissan 2.2 dCi are NOT Renault engines. Grrr...]
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>>The current system is flawed. 75 year old, senile lady from Little Neverland, Forgottenshire,
>>with foreign driving license exam passed last >>summer somewhere in the middle of Africa
>>can drive while sitting on a pillow in a £50 worth of Bluebird, with butter for brakes and not
>>even as much as power steering for modern feature - all that for £100,
She's elderly, only had a driving licence for a year and has no no-claims bonus. The insurance will be HUGE, not small. I think the insurance industry isn't as stupid as you think v0n.
"Senile", I hope that people won't talk about you in that way when you're 75, respect the old!
The current insurance system works quite well, and its a lot more complex than specific cars, postcodes and age, the price you pay to insurance companies not only depends on yourself but the risks of others that they have recently taken on. The reason mine is so low is because I get the broker commision refunded, I've never crashed and didn't claim for two bits of vandalism when I could have.
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I'm sure there are plenty out there who would still consider a £200 fixed penalty / 6 points a risk worth taking.
Clk Sec
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Yeah but better than the old system of waiting up to six months to go to Court, with a good brief you could drag it but longer...losing the car is a bit of a pain for them.
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>>>Yeah but better than the old system of waiting up to six months to go to Court
Quite right.
I assume that losing their car, though, is a temporary measure?
Clk Sec
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how do 2 million cars get through the net ? i assumed that if u want to tax your car you have to produce a valid mot and a certificate of insurance? so without documentation you would automatically get caught , hence no tax disc and your pulled automatically with the cameras?
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>>>hence no tax disc and your pulled automatically with the cameras?
I imagine it would be easy enough to tax your car for a year just prior to the expiry of your insurance - or tax your car and cancel the insurance.
Clk Sec
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Insurance flags up on PNC. I reckon that a good proportion of the 2m are drivers who are insured for their own cars but drive others either knowingly or not. They are impossible to capture automatically.
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