Buy a mondeo.

Better to drive, better built more reliable, cheaper to insure, cheaper parts

Badge snobs need not apply

It's not a make or model that would appeal to me, but unless the vehicle has been on private hire work, nearly all that mileage will have been in high gear on the open road, so wear should be as low as possible for the given mileage.

I don't agree that 20k servicing qualifies as well maintained but that's in accordance with the makers requirements for the relatively short warranty period, and it has been done.

Spend some time perusing HJ's reviews above, sobering reading there.

Not suggesting you look for one, but to put things in context if you found a Hyundai i40 at the same miles and age it would still have 3.5 years makers warranty left.

Other contenders in this bracket, Avensis, Optima.

They both have enough miles on them to have been (probably) used on decent length journeys, and for any potential problems to show up. If you like the drive, and do your homework on the price you are paying, insurance, parts prices etc, then why not? As to which of the two you should buy, I'd be torn between them. The younger car will probably be worth less a couple of years down the line because of its mileage, and be more difficult to sell on if that is your intention. If, like me, you plan to run a car for some years and aren't particularly bothered about depreciation, then it's irrelevant.

The Mondeo being "nicer to drive" is purely subjective, and will probably depreciate more than the Passat. I have no axe to grind having never owned or driven a Passat, but one of our good friends has had a string of them because they suit him.

Bit of a tangent but 95,000 miles in 18 months is over 175 miles every single day. Much as I love driving, I wouldn't like to drive THAT far every day.