Ask Honest John

Most recently answered insurance questions
Is there any benefit in paying extra for NCD protection when the insurer says that your insurance premium will rise if you make a claim? Both my wife and I have over 15 years NCD, and if we have a claim...
My car was involved in an accident in 2007. The insurance did not pay out because I didn't disclose that I once had a conviction for driving uninsured. It was classified as a Category B write off. I have...
My car's insurance policy ends shortly and I want to know if I can let it lapse for a few months until more is known regarding the usage of vehicles under lockdown.
Both my car insurance and breakdown cover are due this month, and both prices have increased by a massive 60%? What on earth is going on?
Should I inform my insurance company if I have had a sports air filter fitted to my car?
I've previously had an insurance policy cancelled for missed payment and, as a result, I’m having difficulty finding a reasonable renewal quote. What would you suggest?
My father has recently returned to live in the UK after eight years living and driving in Spain. He will need a car for UK use when movement restrictions are eased and I am considering letting him have...
My car has not been on the road for over five weeks now and not likely to be for some time. My insurance renewal is due on 12 May. Should I expect a better price than is currently quoted?
My sister and brother-in-law, who are both in their eighties, are insistent on driving into the countryside on non-essential journeys. Would this nullify their car insurance if they had to claim?
I am in the 12-week isolation/vulnerable group. I only reinsured my car for 12 months yesterday so I called my insurance company and they are happy to cancel the policy and give me a pro rata refund (less...
 

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