No fault accident - will my premium still rise? | Ask Honest John

No fault accident - will my premium still rise?

I was involved in an accident earlier this year in which I was hit from behind whilst stationery. My car was written off and the third party has admitted full liability.

Will this be recorded on my records as a claim and is my renewal premium likely to rise as a result? If the answer to either question is a yes what can I do to address this?

Asked on 13 November 2012 by Rob Crook

Answered by Honest John

Yes and yes. It will (hopefully) be down as a no fault claim, but there will still be a penalty because underwriting stats show that anyone involved in a crash in any way is more likely to be involved in another one than someone who has avoided crashes altogether.

Tags: insurance accidents legal issues claims

Similar questions

A driver hit my car and admitted liability - why am I now being taken to court for a counter claim?

I was involved in a car accident last year and the other party admitted liability. His insurance company rang and confirmed liability both to me and my insurers. My insurance duly paid for all the repairs...

Welcome brakes

Recently I went into a car park at a motorway service area to make a phone call. As I wasn’t going to go into the services I parked at the back of the car park around no other cars. Once finished I started...

Fast fooled

Recently my daughter was involved in a road traffic incident on a straight section of two-way traffic B road. The vehicle approaching my daughter veered on to her side carriageway and she had to take evasive...