Ask Honest John

Honest John Ask Honest John » Accident claim - what should I do?

Accident claim - what should I do?

A car cut in front of me causing an accident. The driver admitted to me and my wife that her driving was "rubbish". My insurance company has passed me onto Swift Claim who is pushing to claim from the other driver but adds that it may have to settle on a 50-50 basis. I am reluctant to accept the alternative as the other driver is clearly in the wrong. What can I do?

Asked on 15 June 2012 by

Answered by Honest John
You are being ripped off by the system. Assess what this is going to cost you, then tell your insurer you intend to sue the other driver directly using the small claims track of the county court.

We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

Insurance group finder and how to save on insurance
Similar questions
In poor visibility one morning last October, I ran over a temporary traffic lights sign lying, almost invisible, in the mud on a narrow country road. It sprang up and damaged my car. My insurers arranged...
I was recently in an accident on a mini roundabout, I was driving down a main road when I approached a mini roundabout; I needed to turn right so I signalled, checked other traffic, there was no one coming...
There was a large delivery van parked on a double yellow line blocking the lane of traffic. I had to reverse from beside the van to behind it to let another car pass me on my right hand side. While I was...