It is difficult to judge on whether a car will be written off as it depends on whether there is structural or mechanical damage, but also where your insurance company will set the boundary for writing the car off, which could be anywhere between 50% and 70% of the vehicle's value.

You have the option to choose who carries out the repairs on your vehicle, so you may wish to obtain a quote from the approved repairer in order to compare with the quote you have already obtained.

If your insurance company decides to write the vehicle off you may have the option to buy the vehicle back and pay for the repairs yourself.