What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
Do I need to declare an insurance claim I withdrew?
I purchased a Saga Plus car insurance which runs out this month. In the first year of cover I hit a concrete bollard in a car park whilst distracted by another drivers actions. I instigated a claim with Saga but withdrew it a few days later as due to family health problems I needed the car quickly so I had the repair done privately at my own cost.
However the company said the claim would remain on my record for, I believe 3 years in case the car park owner came back with a claim for damages, not withstanding the fact they would have to contact me first and I would have paid their claim privately.
When I ask new insurance companies for a quote do I have to say that I made this claim even though I subsequently withdrew it?
However the company said the claim would remain on my record for, I believe 3 years in case the car park owner came back with a claim for damages, not withstanding the fact they would have to contact me first and I would have paid their claim privately.
When I ask new insurance companies for a quote do I have to say that I made this claim even though I subsequently withdrew it?
Asked on 5 January 2024 by Daniel Mc Veigh
Answered by
David Ross
If your insurance company has said that the claim will remain on your record for three years, then we would suggest that you would have to declare this if you enquired about a policy from another insurer, as otherwise it could result in a new policy being declined.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
A few weeks ago, I read in your column something that confused, and worried me, as I had just changed my car insurance supplier. I always understood that you were in favour of shopping around for the cheapest...
My son fell victim to the freak hailstones yesterday that caused much damage to the roof and bonnet of his car. Many of his friends came off even worse with cracked windscreens and light cluster damage....
Normal NCD goes: 30 per cent discount for your first claim-free year. 40 per cent for second year, 50 per cent for third and 60 per cent for your fourth year. But some companies have different scales....
.jpg)
