Can my named driver use the car for occasional commuting?

If my partner who's a named driver on my car needed to drive very occasionally to work as a locum at different locations should we inform the insurance company?

This doesn't sound like commuting so what would it be classified as? I'm the main driver and sometimes might occasionally drive her to work or a hotel near work in different places as I'm retired and go off on my own for drives during the day.

Asked on 22 December 2023 by Peter Lewis

Answered by David Ross

The terms and conditions of your insurance policy should specify the situation regarding named drivers, but as a general rule it is expected that the named driver will cover less distance over the course of a year than the policy holder, and if your policy covers you for social, domestic and commuting this would apply to your named driver also.

Tags: insurance named drivers policies

Similar questions

Lapse

I have 7 years no claims bonus on a Hastings Direct policy that lapsed on 16th March 2008. Since then I have been a named driver on another policy. During this time there have been no claims on this policy...

Insure rescue

My insurance is due for renewal. Over the last year I have had my son as a named driver. However he is now at University and I'm reluctant to continue paying when he is no longer at home. Are there any...

What is the cheapest way to insure a van for a young, self-employed tradesman?

My 19 year old son is just about to qualify as a carpenter and needs a van because he will be self-employed. Please can you advise the best type of van insurance company who specialise in young drivers...