What's the best way to get insurance for a 17 year old?

My son is getting his older brothers car for his 17th birthday. My dilemma is do we register the car in his name for now, with me as a named driver until he passes his test, or would it be cheaper to have my eldest son register the car in my name for now and have my 17yr old son as named driver? Or wouldn't it make much difference? There is no point him being a named driver on my car as a drive an automatic.

Asked on 26 April 2023 by Nigel Williams

Answered by David Ross

The cheaper option would be to have your son as a named driver, but this would mean you would have to be the main driver of the car, as if your son is allowed to drive the car for most or all of the time it would be breaching the terms of the insurance.

It would be more expensive to have your son as the policy holder, but having you as a named driver may help reduce the premium, and would help in the long run by building up his experience and hopefully no-claims bonus.

Tags: insurance named drivers new drivers

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