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There's an old Court of Appeal spot hire case called Mattocks v Mann (mentioned in Clark v Ardington actually) where a woman hired for a year and recovered all the hire charges because the insurers took ages to pay the garage, she had no money to pay the garage, and the garage wouldn't release her car until they were paid. Bad as they are, at least modern Credit Hire claims aren’t THAT bad.

Asked on 12 December 2009 by

Answered by Honest John

One reader was hit for £29,000 for the hire cost of a Mercedes C Class for 4 months while the Mercedes C Class he crashed into was being repaired. His insurer, naturally, would not pay. That was before insurers laid down their maximum charges for temporary replacement cars. It would have been cheaper for him to supply the other driver with a new C Class.

Tags: hire cars insurance credit hire owning claims

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