I received a €45 fine in Calais when I triggered a speed camera. I paid this immediately on receiving the notification through the post and did not incur any points on my licence. During a conversation with a call centre agent in connection with my insurance renewal, I mentioned the fine and after going off to check, the agent confirmed that this infringement is not taken into consideration for insurance purposes. However, during a later call with a different agent, I again mentioned the fine and again the agent went off to check but this time came back and told me that it would increase my premium by £59 for my car and £61 for my wife's car? Could you tell me if the rules about these types of speeding fines in Europe affecting insurance premium costs have changed recently?