The diesels are all a big risk you would need to take out a warranty to cover for major problems. Be a lot safer with the petol engines as long as they have a full service history.

you would need to take out a warranty to cover for major problems

The warranty probably wouldn't pay out. I agree that I wouldn't bother with a diesel for an annual mileage of 5000 miles.

Which kind of warranty is worthwhile(better) to seek if needed ? go for independent company like Warrent direct or the dealer itself ?

None.

Buy from a trader and SoGA will give you protection against, faults are, on the balance of probability, pre-existing at the time of sale. But no genuine aftermarket warranty can cover expensive repairs because it would be abused.

I hate to rain on anyone's parade, but trying to run a luxury car on a budget is a mug's game. You can just about do it if you're mechanically minded, but if you're thinking about warranties, it'll just be worry and no fun.

Thanks for your suggestion, unthrottled !

Yes, that's the reason i seek for the one from above which has better reliability and has less possibility having expensive repair.

Do you have any suggestion for one of them ?

I am consdiering whether I could choose the Approved Car from the original manufacturer dealer and seek the finance in those places. For example, i can seek for the loan about 2500-3000 and plus my deposit 5500.

Then i can get a reliable car and also pay a small mount for that.By doing that, Maybe the possbility of occuring serious fault is low under such circumstance.

Is it worthwhile to do that ?

A high spec Accord or Avensis will provide you with all the comfort of any of your above choices for much less outlay and lower running costs. Good Aisan autos (proper ones) and well-regarded reliability.

Boring?

Not nearly as boring as loans, worthless but-not-cheap warranties and worry.