any - Speeding fines, fines and road tax.

Honest John Back Room » Motoring discussion
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Thu 14 Jun 2012 20:58
any - Speeding fines, fines and road tax. - oldroverboy
So, there is a proposal to up fines by 50% and to increase road fund licence or whatever it is dressed up as nowadays by a minimum of £20. Well I'm not going to fall for the one on rfl to spend xthousands extra, including x thousand extra VAT to drop my rfl a bit. The epica has done well, given it's low purchase price, just had 2 weeks of purely urban motoring and minimum36 mpg, normal is 40+ and motorway seems to be about 46, just passed the 1st mot, no problems, so feel no need to change. For the speeding fines etc, (using mobile phones etc) not bothered as now retired, so don't put my self in situations where i'am stressed or in a hurry anymore.
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Thu 14 Jun 2012 21:07
any - Speeding fines, fines and road tax. - unthrottled

to increase road fund licence or whatever it is dressed up as nowadays by a minimum of £20.

Not again! This is to make up the difference for not putting the 3p on fuel duty in September, I bet. So the people that drive their cars the least will have to subsidise the ones that drive the most. How 'green'!

Putting fines up by £30 isn't a huge issue because the loading of the insurance premium tends to outweigh the fine by a considerable margin anyway.

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Thu 14 Jun 2012 21:27
any - Speeding fines, fines and road tax. - gordonbennet

A sign of a bankrupt country when the only resort to raise a few quid is to tax and fine the last few remaining net contributors into oblivion, nothing to flog off any more except the roads and the cameron con man has that simmering gently on the back burner.

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Fri 15 Jun 2012 07:30
any - Speeding fines, fines and road tax. - Happy Blue!
There must be some way of reducing insurance premiums. Everything we do in our cars comes back to increased premiums, so people can't afford insurance a go without. Speeding at 35mph; increased premium. No wonder so many people avoid getting points. It's not the fine, it's the increased premium. It has just cost £1000 to defend myself successfully against a prosecution of failing to provide the required information. That is money well spent compared to the possible premium increase over four years.
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Fri 15 Jun 2012 11:02
any - Speeding fines, fines and road tax. - piggy
>>There must be some way of reducing insurance premiums.>>



My suggestion would be to fit all cars with forward and back facing cameras,this would be a valuable aid to determining fault, (or otherwise!). Another idea would be to extend the scheme already available to young drivers wherby their driving habits are monitored (acceleration,speed,braking etc.) and the information sent to the insurance companies.

I`m sorry if this has shades of `1984`, but the careful driver has possibly more to gain than loose from such schemes.


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Fri 15 Jun 2012 11:18
any - Speeding fines, fines and road tax. - RT
>>There must be some way of reducing insurance premiums.>>

My suggestion would be to fit all cars with forward and back facing cameras,this would be a valuable aid to determining fault, (or otherwise!). Another idea would be to extend the scheme already available to young drivers wherby their driving habits are monitored (acceleration,speed,braking etc.) and the information sent to the insurance companies.
I`m sorry if this has shades of `1984`, but the careful driver has possibly more to gain than loose from such schemes.

Which will do little or nothing for the high premiums currently paid by "high risk" drivers.

There's only three ways to cut those premiums - a) reduce the overall cost of claims by reducing injury compensation and legal costs -b) spread costs equally so that "low risk" drivers pay a lot more - c) reduce the accident rate among "high risk" drivers.

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Fri 15 Jun 2012 11:25
any - Speeding fines, fines and road tax. - unthrottled

There will always be feckless drivers, and there will always be misjudgements-even for the most diligent drivers. The problem is the inflated cost of claims because of a combination of a sense of entitlement massaged by accident management companies.

If we cut out personal injury claims and accident management companies, the average cost of a claim would be halved, without any loss of income to body repair shops or reduction in quality of repair.

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Fri 15 Jun 2012 17:00
any - Speeding fines, fines and road tax. - Bobbin Threadbare

If we cut out personal injury claims and accident management companies, the average cost of a claim would be halved, without any loss of income to body repair shops or reduction in quality of repair.

These 'accident management' companies seem to be the cause of most of the trouble. I know several people involved in quite minor bumps who have been subject to pressure by these kinds of companies to claim for whiplash and suchlike.

I think what bothers a lot of people (I know it bothers me) is that the premium they must pay often adds up to some absurd fraction of the worth of the car - it costs me a quarter of my car's value to insure it. I found a lovely Porsche and ran it through a comparison site, and the insurance came out to less than a tenth of the value of that car, and not much more than my current (and considerably less powerful and twitchy) vehicle.

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