Its still the 1 on the end which gets me! not £500 but £501!

£470 on Jaguar S-Type 3.0 V6 SE Auto. 8 Years no claims, 27 years old and insured for just me, parked on driveway in a seemingly good east anglian postcode. It will be interesting to see how these prices vary across the country, out of interest i put a manchester postcode in on my details and it came out at six times more!

Crikey moses! I dont want to annoy anybody who is paying a stupidly high premium and they have my sympathies, i know im very lucky to happen to live in a good postcode is what helped me get sort-of reasonable quotes when i was 20ish but i have been surprised at how cheap insurance is for me now. Like that Prius i reviewed, £284?! I was comparing running costs to a 1.6TDCi Fiesta which came out at £268 to insure for me.

I never thought i'd see the day to be honest.

2009 Golf 1.4 tsi dsg

Outer B'ham, parked on drive

In my late 50's SWIMBO inc.

£ 295 with courtesy car & protected NC. & business use

£500 for my '07 BMW335d SE (old, 15+ years NCB, garaged with the usual options - protected NCB, legal, hire car etc.).

Hyundai IX35 Premium 1.7 CRDI

£360 fully comp with Hastings Direct - 9 yrs NCB (protected), 10k miles a year, 3 points (sp30), wifey as a named driver, also live in the North East of England.

I might have the cheapest so far. 135 fully comp. Berlingo in deepestish Cornwall. Many years NCD.

No two people are the same therefore the results are meaningless.

159man thats not that bad to be honest, theres places in northern england where it'd be alot more.

Edited by Avant on 10/09/2011 at 19:25

£460 - 335d coupe, 9+ NCB, Protected NCB me and the wife, 28 years old.

l4 postcode 2000 x plate civic 5dr 1.4 myself an missus, 5yrs ncb £1323 tpft down from the £1800 our last insurer wanted at renewal,when we asked them why our insurance quote was £1800 up from £1498 their reply was "well a lot of people have had accidents",so we asked "have we had an accident",their reply "no" our reply "we wont be renewing" this is one industry that needs looking into as they can basicly charge what they b***** want

You'd have thought selling private data would already be banned really wouldnt you. Referal fees are the biggest problem, something which happens top-down but instead of deal with this they pass laws like continious insurance, blaming it all on the people who its easier to hit - those at the bottom.

The problem is most insurance companies are subsideries of banks, Direct Line (who im with) are part of RBS for example and the moment the Government told banks to repay the taxpayer, insurance premiums got ratcheted up. Co-incidence? RBS need to get hold of real cold hard cash not fake money, which was also evident last year with their role in the sale of Liverpool Football Club, they had no interest in taking the fat Texans fake money.

This Government wont do much to the insurance industry, you might get some noisy Lib Dems but ultimately the Conservatives are in charge and strict control and supervision over private companies in the 'free market' would be a massive change of tact. Tories, newspaper chiefs, bankers, insurance execs etc they all share a cab. And dont think it'll change in five years time either because with Ed Miliband shooting himself in the foot by criticising TUC led strikes when he led the f-*word avant will not like*-ing protest will see him struggling to get votes even from his parties core activists.

It depends what sort of data you mean. If you're referring to the car check things then that is vital for car buyers and prevents people buying a car which is stolen, finance owing, insurance write off, on false plates etc etc that information should be available for free i dont even see why you should have to pay to ensure the car you're buying is genuine. If people didnt have access to that it only plays into the hands of dishonest dealers and car thieves and we dont want that do we. Knowledge is power and all that.

Well thats the kind of data i meant. The sort of data you can acquire to ensure you're not buying a stolen lemon is a good idea. But it is odd that in the day and age of being told to shred our letters to hide our identities that the DVLA will sell them to anybody for a couple of quid.

Haha! Look at all of us Mazda 6 owners coming out of the woodwork! A damn good car!

It may have been an ideal gap in the market until the new laws came in this year which states if your car is taxed it must be insured at all times, and if its not taxed then you cant use it on the road for a test drive (unless you're a dealer with trade plates and appropriate trade insurance of course).

In that case surely the 'gap in the market' would be for insurers to include at a small nominal fee, cover to drive other peoples vehicles at the same level of cover they have on their own car.

If even i can work it out you'd think insurers would be hot on it already.