Sale of Goods act you can use in your situation

I therefore reject the "YOUR CAR DETAILS" under Sale of Goods Act 1979 as modified by the Supply of Goods and Services Act 1982, subsequently modified by the Sale and Supply of Goods Act 1994, I am contending that the supplier is in breach of contract to me for supplying a car which was not "of satisfactory quality", or did not remain so for a reasonable period of time, and furthermore at point of sale the car was clearly mis sold, as having a range of optional extras, that clearly it did not have.
Furthermore, The Supply of Goods to Consumers Regulations 2002, is derived from EU Directive 1999/44/EU which became Clauses 48A to 48F inclusive of the Sale of Goods act in April 2003.

This reverses the burden of proof so that if goods go faulty within six months after purchase it is deemed they were faulty at the time of purchase and the trader has the onus of proving that the item is not defective due to a manufacturing defect.
I expect the finance deal to be reversal and the return of my P/X or monies to the value, Obviously you have to add the term of events in the lead up prior to the rejection notice

You can bring a Sale of Goods action for up to six years but it gets much more difficult after six months. In the first six months the onus is on the dealer to prove that the repair wasn't present at the time you bought the car. After six months it's up to you to show that it was.

You only have a short window to reject the vehicle and six months may be too late (the Act does not define the period but leaves it to the court to decide). Furthermore a rejection usually implies a very serious fault or a series of serious faults. Reading what you say in your case a repair seems the more likely option.

There is a possibility of your being offered an alternative replacement vehicle but that is often more complicated when finance is involved.

You should also be aware that SOGA will take into account the age of the vehicle and the price paid. Finance implies a greater price but if you had paid £500 for an older car and it went wrong there is a very much lower expectation of reliability.

As long as the finance is settled and fully paid it will not affect your credit rating.

Edited by LucyBC on 17/12/2010 at 04:13

They have to fix or replace. The best thing is to go and see them and see what they will do. It obviously needs fixing and if they cannot fix it they should get someone else involved who can.

Do not be tempted to go somewhere else with it yourself for a repair though. It needs to be fixed in association with them - at this stege at least.

Edited by LucyBC on 17/12/2010 at 09:14