Proving NCB

Honest John Back Room » Motoring discussion
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Sat 20 Jun 2009 15:58
Proving NCB - bintang
A correspondent in today's HJ Telegraph feature writes of the "normal" letter confirming the number of years NCB earned from one car insurer when switching to another. There is nothing "normal" about it in my experience, in fact I once had a long tussle trying to extract confirmation from an insurer. Presumably their idea was to discourage me from switching. Switching must be very frequent in these days of comparison websitesites What is the "normal" procedure please?
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Sat 20 Jun 2009 17:06
Proving NCB - Armitage Shanks {p}
It may be that a company that wants your business can see, from what you are driving and renewal quote from another company, that there is an element of NCD evident from the price? I haven't changed insurers for years; each October I go thru the comparison sites and I sometimes find my own insurer quoting a lower premium than the renewal quote. I ring them up and say I'd like the lower of their 2 quotes and that's it done for another year.
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Sat 20 Jun 2009 17:09
Proving NCB - martint123
I mostly change insurers annually and thr reminders invariably state the NCD earned.
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Sat 20 Jun 2009 17:26
Proving NCB - sooty123
Just been through this, ring the company you are leaving and ask for proof of NCB and then send you a letter out. Then just put it in the post to your new company. I believe that the reason some companies do this is to avoid paying the fee to access the insurance database, getting you to do it costs nothing.
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Sat 20 Jun 2009 17:16
Proving NCB - L'escargot
I'm not sure that your "number of years NCD" is like a qualification that you can expect to be able to hawk around from one insurer to another ~ it's merely a measure or indication of how much discount your current insurer gives you.
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