Swift Insurance - has any one used them? - Round The Bend
Received my renewal notice last week and, after a quick online check, I found that I could reduce it by over a third if I moved to Swift. Wondered if anyone out there is a Swift policy holder and if their experiences were positive.

Many Thanks,
_______
IanS
Swift Insurance - has any one used them? - 3T
I have a policy myself, started in July. Everything ,and I do mean everything ,is done online.
I phoned them after getting a quote through a comparison website , I was a bit surprised as it was so cheap. It was all explained on the helpline but they will do nothing to do with a policy or checking quotes, 'if that is what the computer says then it is correct' was the answer I got.
I am now paying under £200 for comp cover on an 05 Astra sporhatch! Ok, I increased my excess to 250 but how nice it was to get under that 200 mark!

Not having claimed , I cannot comment on that side of things- I suppose that this is where you find out whether cost cutting was worth it or not.
Swift Insurance - has any one used them? - smallfish
I'm on my second year with Swift - no complaints at all. I shop around every year for the best price and Swift are the first company I've used who've came up with a renewal quote that couldn't be beaten.

Our only 'claim' has been for a cracked windscreen which was dealt with in one phonecall. They only offered RAC windscreens as a supplier, I know some people prefer to avoid RAC as they often use pattern rather than OEM replacement glass but I'm happy with the screen they fitted to my SEAT. Thankfully haven't had to make a 'proper' claim.. and don't plan to!
Swift Insurance - has any one used them? - bell boy
so long as they dont go back to africa at the end of the summer you shouldnt worry
Swift Insurance - has any one used them? - Keith S
I've got a policy with them. When I moved house it went up significantly, but after doing some research I found the increase in premium was fair compared to the rest of the market and their customer service is excellent. I wouldnt hesitate to use them again, depending on price of course!
Swift Insurance - has any one used them? - Chris M
There's a reason they are cheap - wait till you make a claim and you'll find out why!
Swift Insurance - has any one used them? - Round The Bend
Thanks for feedback. Have been doing a little research of my own. They are owned by AXA (who have a good standing) and are recommended by "Which?"

Like all insurers there seem to be some positive comments around and some negative. Most of the negative seem to be where policy holders have not understood their cover or reproting procedures. Very much an on line set up and they save money by not having to fund massive call centres.

I've another couple of weeks before renewal is due, so will shop around a little more, but inclined to go with Swift.
Swift Insurance - has any one used them? - wotspur
I shopped around last year for my wife's Scenic and the best i found were Hastings ,as another person mentioned , never made a claim so don't know how good they actually are but price was good- can't remember if I tried Swift.
My Espace is via Virgin, best i could find for comprehensive business use.
see what they'd quote and come back with comparrisons
Swift Insurance - has any one used them? - Collos25
Just got a quote from them unfortuneatly they were £83 dearer than my present uk policy provider(lloyds TSB) a big difference when my premium is only £148.
Swift Insurance - has any one used them? - AllTorque
Replied to this post last night expressing an opinion (specifically marked 'in my opinion') which questioned the wisdom of the theme of this post, and would probably have saved fellow posters a lot of grief should they need to claim on their insurance. Sadly, it has been removed without any reference whatsoever.

If this second post is retained on the forum, please appreciate fellow posters, that for the forum to be of use to us all, extreme censorship will make the content of the forum worthless. If all it becomes is an advertising revenue generator, and upset anyone ( who is currently or likely to advertise) at your peril, it loses its point, just lke most local newsapers.

When did you last see a complaint about a garage or an estate agent in your local journal?

I would hope that the Site Censor would be able to counter with the reasons for deleting the message. I do not accept that it was anything other than a genuine opinion, with full evidence available to support it.

Swift Insurance - has any one used them? - Pugugly {P}
Wasn't me ! But I would have as it breaches the name and shame policy - read the small print. It also states the policy on moderation decisions.. :-)
Swift Insurance - has any one used them? - AllTorque
And the reply from chris m above? Does that not shame?
Swift Insurance - has any one used them? - Chris M
My post earlier on in this thread was based on the experiences a colleague at work is currently going through with Swift. I could have given chapter and verse, but what's the point when it would only be deleted. Following his experience I very much doubt he will be renewing with them.
Swift Insurance - has any one used them? - Pugugly {P}
I think the point has been made. Can we move on please ?
Swift Insurance - has any one used them? - Chris M
Pugugly, you may as well lock the thread as the site rules won't allow me to offer a genuine response to the OP's question.
Swift Insurance - has any one used them? - Pugugly {P}
Chris your opinion remains unedited....just trying to bring it back on track.
Swift Insurance - has any one used them? - bell boy
you better remove mine as well seing as its now the autumn equinox (nearly) and the swifts have indeed left ;-)
Swift Insurance - has any one used them? - Chris M
Pugugly, I'm not trying to turn this into an argument about site rules but unless the OP was after yes or no answers, then you will get opinions posted. Some will be of the Swift are good and some will be Swift are bad. For this thread to be of any use, you need both. But the bad isn't allowed - so what's the point of anyone posting such a thread?
Swift Insurance - has any one used them? - Round The Bend
I had asked for positive comments, being mindful of the site rules. That having been said, I think there are ways to convey luke warm/negative views without violating the rules.
Swift Insurance - has any one used them? - CheapNcheerfull
I was about insure with them as they were aroung £60 cheaper with my current company and the only diff being no hire car should your car ever be off the road.

Called Swift to find out what 6 weeks european cover would be, was going to work out at around £60. Before taking them up then called my current insurer out of interest to find out about the same euro cover and my current insurers reply was 90 days cover included, needless to say I stuck with the AA. So pays to find out every little detial.
Swift Insurance - has any one used them? - Round The Bend
To update the thread. I decided to go with Swift. To top up the coverage to match that provided by Norwich Union, I purchased the courtesy car extension and the legal assistance. Even with these add ons, the price was £210 - saving £100 on my renewal quote from NU.

Very much an online operation with certificate, schedule and policy available on your designated webspace. To prove your NCB allowance you scan and email a copy of your renewal quote. Phone numbers in case of claim are provided. An additional text hit my mobile within seconds of binding.