I have been working for XXXX for 26 years which is a company working for insurance firms when vehicles are damaged in collisions basically we assess the damage and if damage is worth more than car value to repair we categorise them in to B, C, D, X

B is break only 40% damage

C is 30% damage reqiures V.I.C check just to comfirm vehicle has not been ringed.

D is 15% damage should be £3000 cheaper than actual value safe to have nothing wrong with buying a cat D

X is 10% damage, stolen recovered & hpi clear price no diffrence.

these days insurance companys are repairing vehicles which have sustained damage equable to Cat B & C just to save a large fraction of money

so expect that to happen you make claim and companys say we want to take it to approved body shop.

The bodyshops all want to repair vehicles because they just want to make money there dont care about the damge they will repair any thing most people dont have clue about this scam

Its better buying some thing you know it has damage in past

also really minor damaged vehicles end up as cat d due to replacement hire car & legal costs

(Edit - sorry, no free advertising on this forum.)

Edited by Avant on 09/09/2011 at 00:49