news.bbc.co.uk/1/hi/england/london/6241400.stm
So the Mets 5000 cars traveled 62 million miles last year.
Thats 12,400 miles each per year
1529 claims means 1 claim every 40k miles, or one claim per car every 3.3 years
£1.9 million paid in claims means £1,250 per claim
Now if everyone drove as badly as that, there would be complete chaos
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TourVanMan TM < Ex RF >
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one claim per car every 3.3 years £1.9 million paid in claims means £1 250 per claim Now if everyone drove as badly as that there would be complete chaos
Not sure about that, it implies a third party only premium of under £400, which I guess is lower than average. So people must have more accidents than once every 3.3 years.
Plus police driving is inherently more extreme than going to the supermarket/commuting.
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Actually, I don't think that is a bad record considering that the "operational" cars (i.e. high speed pursuit cars, surveillance cars, general purpose CID cars, panda cars) get banged about a bit other than during accidents, i.e. criminal damage etc. They also dash about from call to call at higher than average speeds in quite heavy traffic (except when YOU need one, of course) These claims may well drag down the whole, i.e. including admin wallah type cars which are never the subject of a claim. All in all, 1 claim per car each 3.3yrs on average, bearing in mind what they are there for, is pretty good.......no?....yes?
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These are claims paid by the police to third parties, not for damage to police cars.
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TourVanMan TM < Ex RF >
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Must be something similar for fire service as well, i've actually seen an appliance (fire service don't call them "engines") litterally barging it's way down a street with cars parked on both sides, pushing cars out of the way on to the pavement.
I suppose they didn't have time to knock on doors and ask "can you let us by please?".
Billy
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extremely congested capital city.....increasing number of emergency calls........increasing poor driving by the general public e.g. lack of awareness.....
fault accidents come down to what a 'careful and prudent driver' would be doing, not what an 'emergency services driver' would be doing, hence if you're on the wrong side of the road or going through a red light you're automatically in the wrong, even if someone else is frighteningly unaware
public service, public money, won't fight civil court battles unless they think they can win and often 'roll over' and pay even if they shouldn't
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They'll pay out in the stupidest of cases. I recall a claim for a windscreen which had allegedly been caused by a stone thrown up by a police car in front. Yup, they paid up....
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I think a lot of the claims aren't during pursits, but are from officers who have not had advanced training. The statistics are shocking, but the good police drivers are well trained, and should know how to drive fast. I have seen a lot of shocking police driving, but in most cases they will not have had advanced training. I don't think many police drivers have advanced training, and most of the ones that have are very good drivers.
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>£1,250 per claim
That's less than it cost to fix Polo when someone slammed in the back of him, and that wasn't a very serious accident. One accident per 3 years isn't that bad when you consider that a lot of the driving done in operational police cars is at the extreme end of things.
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Part of the problem is also "what is classed as a police accident?" In my own force (not Met), any collision "owing to the presence of a police vehicle on the road" is counted as a police accident. My last (first also!) was with me driving down the wrong side of the road, noise and lights on at about 30. I could see for 500 yards. About 300 yards away, a car emerged from a junction, saw me and stopped. The car behind it didn't. Guess what?
Yes, Police RTC.
My sergeant had the last laugh though, as the guy that ran into the back of the first car was drunk, so got locked up.
Not sure what happened insurance-wise - my car contributed to the RTC, but the cause was the drunk driver not stopping in time.
Ultimately, anything that says "There were x accidents this year" needs treating with extreme suspicion.
O
--
Career: (n) Job, profession.
(v) Downhill, rapidly, out of control.
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'Now if everyone drove as badly as that, there would be complete chaos'
what a no brainer statement .Please tell me how you can possibly compare the role of police drivers to the driving of joe public?
please enlighten me...im interested because there are 4 response vehicles and at least ten traffic vehicles situated a short distance from my office and nearly time they drive off its on blues and twos....not by choice i shouldnt think.
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Well I tell you what Doog, compare police driver training & experience and ordinary jo public driver training & experience, and then decide, before you castigate me for making no brainer statements.
Now go and get out the right side of your bed.
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TourVanMan TM < Ex RF >
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I reckon that the claim rate/cost is very reasonable, given the Met's duties, the location, and the potential for some quite large claims in a multi-vehicle/person accident.
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