Looking for an affordable sports car and have taken all advice on the other discussions on board. I realise the problems with the MG TF, especially regarding head gasket failure, but still wonder whether it's a reasonable option if maintained properly as also discussed in another forum.
In general it's about £3000 cheaper than similar '02 sports cars and the lower insurace costs through enthusiast companies means a saving of between £200 and £500 fully comp each year. Who reckons that this would pay for any engine problems or who's going to tear me a new one? ;-)
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I owned an MGF VVC for 8 years / 70K miles - and had one HGF in that time - and a lot of fun.
If you like the car and will drive with the roof down, then the MG is a good buy - if you can find one that you like driving. You will find that each one can be quite different to a similar MG (T)F. Take care in choosing, and drive several examples.
I wouldn't say that HGF is the car's biggest problem(*) - it may happen once in the car's lifetime. There are some very good specialists who can maintain these cars.
(*) The biggest problem is getting enough track time - Cadwell suits it well, especially in the rain !
Good Luck !
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Cheers SteVee, will drive a few to be sure
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