According to an article found on the BBC website, it claims that Drivers are 'not reporting crashes'
One out of every four drivers failed to report a road accident in the past year, so the true level of incidents has been underestimated, a report says.
have you? or have you not?
{Original wording amended. See HJ's message for details. DD}
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Not in the last year, but in the distant past (while a student actually) I have had small dings which have not been reported.
(should add, not hit-and-run, I paid for damage done to both vehicles)
Actually, that reminds me - I was hit by a hit-and-runner once, and didn't declare that either. I didn't catch any details of the car, so they were never going to catch them, and I would have had a claim on my insurance. Just fixed that one myself too.
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According to an article found on the BBC website, it claims that Drivers are 'not reporting crashes' One out of every four drivers failed to report a road accident in the past year, so the true level of incidents has been underestimated, a report says. have you? or have you not?
Only too keen not to report regardless of who was at fault, especially as my local police force now have a policy of not attending RTA's unless a person is hurt, significant damage to property. Also if they do turn up all they seem intent on doing is charging everyone involved with some traffic offence.
Also would always advise that if you are not at fault approach to other parties insurance company before your own as it is in their interest to deal with you direct to minimise cost and you tend to get treated better. If this approach is taken there is always a danger that you... ahem... forget to inform your own insurance company....
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Surely it depends on the accident? Highway Code only states: "if you are involved in an accident that causes damage or injury to any other person,vehicle, animal or property". So if I hit, say, a tree or a stone wall and the only damage is to my vehicle, I have no obligation to report it. As said above, if I report it, I might lay myself open to careless driving charges or worse? Therefore why bother?
Baz
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I think that in more and more cases two drivers will agree to pay their damages and not involve anyone else, in view of the ridiculous and very possibly unpleasant complications that may arise.
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I would agree that if there is only minor damage and no injury then the chances are the incident is not reported.
Even with more extensive damage one party may accept responsibility and simply pay for the repairs to the other side.
Why involve an insurance company and risk losing more in no claims bonus over an extended period than the couple of hundred quid needed to knock out the dents?
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I hestitate to admit that I reversed into a bollard on the business park we are now based upon. Fortunately I chose to do it in the Landie. Result Landie unmarked, bollard sent for recycling into a 1 series interior. Didn't cough it though.
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