Jaguar XJL - What will the insurers do?

Honest John Back Room » Motoring discussion
View Threaded
Wed 17 Jun 2020 16:09
Jaguar XJL - What will the insurers do? - joegrundy

I was in London this afternoon in a Jag XJL on my way to work. I wasn't driving, I have a chap to do that for me. We were following quite a visible motorbike, which had to brake sharply when someone ran into the road. My chap stopped OK, but a Range Rover following us closely didn't stop and ran into the back of the Jag. Nobody was hurt (but I haven't been tested for whiplash yet) but there's damage to the Jag which I don't think will polish out. A bit awkwardly, the driver of the Range Rover sort of works for me as well. I don't know what the damage to the RR was.

Do you think that the insurers will deal with this as knock-for-knock, 50/50?

Reply | Report as offensive | Link
Wed 17 Jun 2020 16:21
Jaguar XJL - What will the insurers do? - thunderbird

Your car stopped safely, the car behind didn't thus its 100% their fault.

They were clearly travelling too close, going too fast, not concentrating or all 3. If you find you have whiplash its possible the driver of the Range Rover could be charged with dangerous driving if you involve the police.

Also if you have whiplash (genuinely) you are 100% entitled to personal injury damages.

Reply | Report as offensive | Link
Wed 17 Jun 2020 16:27
Jaguar XJL - What will the insurers do? - _

Don't worry, The Taxpayers will pick up the bill.

At least your driver stopped suddenly to avoid the pdestrian who wasn't looking as he ran into the road!

Reply | Report as offensive | Link
Wed 17 Jun 2020 16:28
Jaguar XJL - What will the insurers do? - joegrundy

The police already know about it.

www.bbc.co.uk/news/uk-politics-53082877

Reply | Report as offensive | Link
Wed 17 Jun 2020 16:29
Jaguar XJL - What will the insurers do? - joegrundy

(I was asking for a 'friend').

Reply | Report as offensive | Link
Wed 17 Jun 2020 17:09
Jaguar XJL - What will the insurers do? - joegrundy

Just had a thought - it may not be as bad as it seems.

He's having a bit of paintwork done on another vehicle at the moment (£900k) and maybe if he can get the bootlid straightened the paint people would paint that while they're at the big job if he slipped them a few quid in cash?

Reply | Report as offensive | Link
Wed 17 Jun 2020 17:14
Jaguar XJL - What will the insurers do? - Metropolis.
Not a good look for the professional driver of the Range Rover, albeit accidents do happen I expect he will end up on desk-duties for a while.
Reply | Report as offensive | Link
Wed 17 Jun 2020 17:24
Jaguar XJL - What will the insurers do? - Manatee
Not a good look for the professional driver of the Range Rover, albeit accidents do happen I expect he will end up on desk-duties for a while.

I doubt it. They always drive nose to tail to prevent another vehicle nipping in and blocking the security escort. Sudden braking like that means a collision is likely, literally collateral damage. I'd be surprised if there was any change to policy.

Reply | Report as offensive | Link
Wed 17 Jun 2020 17:50
Jaguar XJL - What will the insurers do? - Brit_in_Germany

The only insurance will be the RTA minimum with no cover for damage to vehicles.

Reply | Report as offensive | Link
Wed 17 Jun 2020 17:55
Jaguar XJL - What will the insurers do? - focussed

The only insurance will be the RTA minimum with no cover for damage to vehicles.

Insurance not involved probably - whoever provides the the security will be a government department or agency. They post a bond surety so don't have to insure like us plebs.

Reply | Report as offensive | Link
Wed 17 Jun 2020 18:14
Jaguar XJL - What will the insurers do? - focussed

The driver should have been ready to brake with his left foot, using that technique would have avoided the collision - assuming the Strange Rover has an auto box.

I need to get over there and do some driver coaching with some of these secret squirrel types!

Reply | Report as offensive | Link
Wed 17 Jun 2020 22:10
Jaguar XJL - What will the insurers do? - primus 1

Perhaps the other driver “ should have gone to barnard castle “ ...

Edited by primus 1 on 17/06/2020 at 22:11

Reply | Report as offensive | Link
Wed 17 Jun 2020 22:34
Jaguar XJL - What will the insurers do? - Metropolis.
Ha!!
Reply | Report as offensive | Link

We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

Insurance group finder and how to save on insurance

Looking for a garage you can trust? Honest John's Good Garage Guide has thousands of reader recommended garages, plus how-to guides and tips on servicing.

The Good Garage Guide