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As I have previously mentioned, you would need a crystal ball in order to determine exactly how long a cambelt is going to last and exactly when it is going to break.
The Ford Motor Company's recommendation for changing the cambelt on your car is 100,000 miles or ten years, whichever is reached first.
You say your car has done 127,000 miles which means, if this is the cambelt which was fitted to the car when it was manufactured, it's already 27,000 over the recommended Ford limit, so should be changed immediately. Some people say that the limits for changing cambelts given by Ford are far too high, anyway. Indeed, Ford cambelts have been known to break well before 100,000 miles or 10 years of useage; in actual fact, it's usually the pulleys or tensioner which go rather than the belt itself.
If the belt itself or the pulleys do break then it will wreck the engine. The car will either need to have a new engine fitted or, more likely with a car that's only worth £300, the car will have to be scrapped.
Your cambelt could last another 50,000 miles, or, it could break tomorrow; there's absolutely now way of knowing, not even if the belt were to be examined.
I'm afraid the question you are asking is impossible for anyone to answer. Please try to understand this.
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