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The Broker is right Avant, and with Personal Leasing becoming more and more attractive and popular, it warrants a section of it's own on such an informative Forum as is this.
The stance adopted by Leasing Companies- that are, effectively, Principal Lessors rather than Lease Brokers can, and has, changed dramatically recently.
The Leasing Company that supports two main German brands, one Czech Republic brand and one Spanish brand (If you haven't got it now, move onto the next post) has recently changed their stance totally. They only offered leases to companies, partnerships or the self employed.
We are led to believe that, following an investigation by the FCA, it was established that certain brokers and dealers were introducing a disproportianate number of clients such as "Fred Bloggs trading as Fred Bloggs", which were obviously bogus. ( See a similar post in this section identifying one instance of similar tactics by an unscrupulous broker)
In response to possible accusations of not treating customers fairly, that same company now offers leasing terms to private individuals on the same terms as businesses.
Of the other two main German badges, their supporting leasing companies take diametrically different stances. The one with three initials will only offer leases to bona fide companies, the other one will offer personal leases, and have done for years.
As it stands today, there are plenty avenues open to private individuals, whether they receive a business car allowance or not) to investigate leasing rather than other options available.
Sorry, but as The Broker says, one could fill this Forum with guidance and caveats, but this post is probably as much as anyone could digest at one sitting! And only then if you're interested in recent changes!
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