Renewed the Landcruiser @ £286 and Forester 2.5XT @ £267 last week, both full NCD protected policies.

Scooby came in £20 up from last year (wouldn't have worried about that), Toyota had gone up £100odd, checked what's possible on MSE comparison site then a phone call to my insurer brought premiums back down similar to last year.

I'm with Direct LIne still, find the call centre who speak clearly pleasant to deal with, remember DL don't feature on the comparison sites.

Fast approaching 70, whether we'll still get decent premiums in 5 years time remains to be seen.

When that happens, you may want to try LV=. My dad's former 'staff' (and for retirees) policy with Axa suddenly jumped a decent amount at 75t, so he shopped around and got a much better one (and with seemingly better people on the other end of the phone) from LV=

I'd suggest that (if not doing so already and you actually have kids and who have a clean claims history) you put one of your kids on the policy as a named driver (just for emergencies) when your 75. It may benefit you even now. No harm in checking at the each year's renewal.

Cancelled my renewal with DL for my Fabia as I sold it 48 hours before the policy's expiry. Reason for sale was that we're going to see if we can get by with one car. I'm now 100% wfh so that ought to be doable.

Went out to look for a replacement with a Skoda Superb estate as front runner. Looked at one and, I suspect because the end of the month was breathing down their necks got a good deal on it.

Comparison sites came up with quotes north of £500 but LV= who, like DL don't appear on comparison sites, came in at much the same as the Fabia's renewal.

Actual cash amount was only about £150 more than I paid age 22 for my first car, a Mini 1000, in 1982.