<< I wouldn't go anywhere near any write off's, but especially not structural. Absolute madness putting your passengers lives at risk to save a few quid. >> 
As a related question, do insurers take account of a Category car when calculating a premium ?  Surely if they are such a threat the premium should be loaded ? 
 
It is an interesting question. Whether the car has been written off is a question asked if getting an insurance quote, but as I've never entertained the notion buying a write off I've no idea what the effects are on insurance cost.  
I'd much sooner get an older or higher miles example of whatever car it is than a write off, seems by far the lesser evil/risk to me. 
  
  
  
                            
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