2003 Ford Focus 1.6 auto - Insuring a new vehicle

Honest John Back Room » Motoring discussion
View Threaded
Thu 9 Jun 2022 13:02
2003 Ford Focus 1.6 auto - Insuring a new vehicle - bluenun

When you get yourself a replacement car, what is the usual procedure regarding insurance.

Do you cancel the current insurance and then take out another new policy or do you transfer the policy to the newer car?

Reply | Report as offensive | Link
Thu 9 Jun 2022 13:13
2003 Ford Focus 1.6 auto - Insuring a new vehicle - RT

It varies- get a quote to change from your present insurer and compare it with quotes from other insurers, taking into account any cancellation charges and possible loss of NCD.

I've always ended up with the same insurer.

Reply | Report as offensive | Link
Thu 9 Jun 2022 13:23
2003 Ford Focus 1.6 auto - Insuring a new vehicle - Crickleymal

Personally I just get my insurer to switch the policy to the new car. At renewal time I get other quotes.

Reply | Report as offensive | Link
Thu 9 Jun 2022 18:54
2003 Ford Focus 1.6 auto - Insuring a new vehicle - bluenun

Thank-you both for the replies.

I am guessing that it would cost a lot more if I kept the insurance on my current car and also got insurance for the newer vehicle.

The only reason I was thinking of doing this is in case I have any problem with the newer vehicle in the next 2 or 3 weeks I could still drive my current car which is also still taxed.

Reply | Report as offensive | Link
Thu 9 Jun 2022 23:01
2003 Ford Focus 1.6 auto - Insuring a new vehicle - catsdad

I assume you will be selling your old car soon?
Unless you are SORN-ing your old car, which entails taking it off the public road, you will need to maintain the insurance on it.

Reply | Report as offensive | Link
Sun 12 Jun 2022 10:22
2003 Ford Focus 1.6 auto - Insuring a new vehicle - bluenun

Thanks for the reply, I will start a new thread about the old car and tax.

Reply | Report as offensive | Link

We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

Insurance group finder and how to save on insurance