If the car is under warranty you shouldn't be paying the insurance on the courtesy car, the dealer should be covering that.
My Hyundai (same group) Santa Fe developed immobiliser problems which gradually changed from occasionally, through intermittent to terminal - the dealer had the car many times, repositioning the immobiliser aerial, replacing it and finally replacing the immobiliser unit on the engine - it happened again a couple of years later but I had to remind the after-sales manager what the eventual fix was as they were going to start again.
Hyundai/Kia dealers seem to be one extreme or the other - good or bad.
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