Ask Honest John

Most recently answered insurance questions
My vehicle was parked but the handbrake wasn't on properly. It rolled back into a parked car causing a very minor damage. You could see where it had bumped and bent it, which grazed the paint on the bumper...
If my car with a valuable personalised numberplate is stolen, am I able to retain title to the personalised registration number? If not, do I need to take out separate insurance?
I sold my car last week and my policy has three weeks left to run. Upon calling the insurer tor cancellation, I was told they would not reimburse the three weeks left on the policy and are instead saying...
If I have my engine remapped, do I have to inform my insurance company? Will it affect my insurance?
Is it true that my car insurance may be invalid on a non-essential journey during lockdown?
What paperwork should I ask for from a garage if I'm buying a Cat S car? Must I have a structural report? The car my son is looking at is less than 3 years old, so no MOT required. The garage is saying...
I was hit by a Polish-registered HGV that pulled out from the inside lane of the M25 without indicating. I have dashcam footage of the approach up to the collision. My insurers tell me that I should have...
Whilst I'm about to tell my insurer of my recent speeding fine and three points, do I need to tell my wife's car insurer? I'm a named driver on her policy.
I have protected No Claims Bonus, but I also have a Voluntary Excess of £250 on my car insurance. I have had a slight accident causing some scratches to the bodywork of my car. What is the position if...
I've insured with the same Insurance company for the past four years. I set a mileage allowance of 7000 miles per year but on checking, I realise I have exceeded by a few hundred miles each year. So if...