Quantcast
What is life like with your car? Let us know and win one of three ipads | No thanks
Ask a Question

What's your question? Search here

No Claims Discord
There seems to be a certain amount of scepticism about the value of a protected no claims discount. Press comment seems to suggest that whilst you may keep your 60% discount if you claim, the insurance company is likely to double your basic premium and leave you worse off in any case. However, I am not clear what would happen if you moved your insurance to another company. Does your renewal notice still show your original no claim discount or is it that you have to declare a claim even if it was a protected NCD and if you did what would happen?

Asked on 27 March 2010 by D.N., Colchester

Answered by Honest John
You have to disclose everything. But SAGA and RIAS seem to behave differently, by which I mean behave favourably towards their policyholders in this respect.
Dear Honest John,

Please help me choose my next car. I would like it to have:
    Select a few terms below
Similar questions
I have two cars and my wife has one and we have significant NCD on all three vehicles. The discount has been earned separately in each case, and we are...
Today I received my car insurance renewal and was asked for a 25% increase in premium. This in spite of having nine years 'protected' no-claims discount....
I recently parked my car and went to a meeting. On my return somebody had gone into the back of my car and dented it. Needless to say, no name and address...
Related links
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
 

Value my car

Amount to borrow
Sorry. The minimum loan amount is £1000
To pay back over

My credit score

;