Multiple Accidents

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Sat 23 Jan 2010 14:56
Multiple Accidents - snorkerz
Having 9 years NCB, when I reversed into a truck the other day (no damage to truck) I decided not to claim for the repairs to my estate tailgate on the insurance as it is almost time for a new policy, the repairs would be £350 -v- £100 excess and loss of no claims.

Now, just 5 days later, I have had a parking accident whereby I have scraped my neighbours front wing and damaged my rear passenger door and rear wing. Realistically, it's going to have to be an insurance job - thus negating my 'savings' from the earlier bump.

Is there a practical way to get the first bump dealt with at the same time? Both incidents were my fault, both within a week of each other & only one other driver will need compensating.
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Sat 23 Jan 2010 15:18
Multiple Accidents - OG
Just ask the repairers for a separate bill for the tailgate.

How old is the car? I'm just thinking you might be able to get an undamaged tailgate from a scrapyard. I did this with a hatchback I had a couple of years ago, it was £40 and they even managed to find me one that was the right colour.
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Sat 23 Jan 2010 15:25
Multiple Accidents - Altea Ego
sell the car before the third one happens.


clearly its an unlucky motor.


Can the damage to the first not look like it was part of the second?
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Sat 23 Jan 2010 15:41
Multiple Accidents - sporty
and after selling your car, get your no claims bonus protected ;)
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Sat 23 Jan 2010 23:29
Multiple Accidents - snorkerz
clearly its an unlucky motor.


Nah, I don't go for that - if anything is unlucky it's the driver (and I hope my wife doesn't swap that!)
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Sat 23 Jan 2010 23:22
Multiple Accidents - snorkerz
It's only an 07 - however, might phone around - thanks

And no, I don't think they could believeably be the same accident.

I did think of saying the tailgate happened in the morning, and the parking accident happened when I got home 'cause I was stressed/upset/distracted by the first accident. Guess it would probably still be regarded as 2 accidents - therefore 2 excesses.

Edited by snorkerz on 23/01/2010 at 23:26

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