L'escargot - it will be fixed.
Thanks guys - but to get it done for "free" you need to tell insurers.
I don't worry too much about the £50 / £60 excess. What bothers me is that at next renewal time thay say "Well DE, you've had two claims in the last 12 months and you may well have a protected no-claim bonus, but because of the claims, next year's premium will be £600 and not £400.
I may give them a call. But then if I do I will have informed them by asking the question. Grrr!
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I don't think they bother about windscreens - it's just one of the everyday facts of motoring life.
We had a chip in one of our vans. It worked exactly like in the Kevin whatsit advert on Classic FM. It was only a small chip, we ignored it, then it suddenly got bigger and the screen cracked. The man from A******s (don't know why you thought it was necessary to censor the word Autoglass with asterisks!) replaced it the same day, we filled out a special form, and we just paid the £50 excess on the spot. All sorted out between the glazier and the insurance company. The chip would have been free.
Edited by Webmaster on 10/02/2008 at 12:19
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we got a nasty bullseye chip in our banger thats got no window cover....i bought a ebay kit for £11 and im pleased with the results, its say 80% better looking than it was
maybe consider that if you feel the insurance will go up
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......... to get it done for "free" you need to tell insurers.
Normally you just give the repairer your insurance details and they sort everything. You don't need to contact your insurer yourself.
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I refer all you kind, well meaning and most honourable gentlemen to the adjoining thread: "Loaded for no claim".
Are you so sure it won't hurt later?
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I had similar situation, but when I switched insurer's to Admiral last year, they told me that they don't count accidental Windscreen replacements as claims..
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Are you so sure it won't hurt later?
Ask your particular insurer. Get it straight from the horse's mouth.
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Dulwich - if you think your insurance company may get their money back later you can always pay to have it done.
I've never had to declare a windscreen repair buying insurance, so if your current company seem to be loading your premium swap to someone else.
Its good business sense for the insurance company. Pay £20-30 for a repair, or pay £200+ for a new screen.
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There are mobile repairers out there - often set up outside Halfords or supermarkets. My daughter's Ka has a small chip, not in the line of vision, but need ing to be repaired. I am going to take it to a mobile chap who sets up once a month outside Tesco (at Brooklands this weekend) and he has quoted the standard £35 incl VAT since she only has TPFT. Insurance would pay if she had comp insurance - but at that price better just to pay in case it counts as a claim, I would have thought.
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Hello Cliff Pope
>>I don't think they bother about windscreens - it's just one of the everyday facts of motoring life.
I think they do bother. Here are just three links to get you started:
www.honestjohn.co.uk/forum/post/index.htm?t=12191&...e
"You must declare the windscreen claim. I have had two claims in the last year, and when filling in online quote forms, ticked the "I have had a claim" box. A new window then opened and "windscreen claim" was always one of the options on the 6-8 sites I visited..."
www.youngladydriver.co.uk/faq.php
"As long as you have been accident and claims free (other than 1 windscreen claim in the last 3 years) and have never had insurance refused or cancelled,.."
www.lexusownersclub.co.uk/forum/lofiversion/index....l
"Even if your insurance says the windscreen claim will not effect your NCB (which is correct), it can still effect your protection of NCB at renewal if not declared... they view it as being "dis-honest" when calculating the NCB premium! .."
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jbif
Thanks for the info, a very timely reminder.
A few weeks ago, for the first time ever, I needed a new screen .
I am certain, in ignorance, I would not have declared this claim at renewal time in May.
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