Further to Insuring a Fictional Car

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Sun 11 Jan 2004 19:30
Further to Insuring a Fictional Car - Sunday Driver
Hi,
Further to my post about insuring a fictional car. I've given up on that idea now.

When I left my old insurer (about 4 years ago) I had full NCB. I've since been driving a company van for the past few years with just one recent claim, a scratch on a neighbours car door parked on the driveway. Would they take this into account when I try to insure another vehicle, or would I have to start from scratch again with zero NCB.
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Sun 11 Jan 2004 20:42
Further to Insuring a Fictional Car - smokie
They might take it into account, but you'd need to shop around to find someone that would. I was in a similar situation and couldn't find anyone to give me any NCB when I restarted with a private car, but a friend recently managed to get two years NCB when he gave back his co car. You'd need proof from your company's insurer
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Sun 11 Jan 2004 21:40
Further to Insuring a Fictional Car - martint123
I got full 70% NCD from Direct Line when going from company to private car. I had to get a leter from the lease company (or insurer) to say 'no claims' and also one saying I no longer had a company car (can't have both with two lots of NCD).
But if you've had a claim recently why expect a no claim discount?.
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