I agree with RF.
Forget the RTA, get her to go down and report an assault.
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Brill
With Mother to Police Station p.d.q.
DEMAND action. Enough here to fill a notebook with offences and serious ones at that....
DVD
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Ditto, it's got to be assault. If the police take no action demand to see the duty inspector. One bright note there is a fund to pay for damage caused by uninsured drivers so your no claims should be OK.
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Brill,
I agree with all of the above. Get the little toe rag up for whatever you can. I am fed up with little idiots like this making a mockery of the law and hurting/upsetting good law abiding folk.
I presume that your mother is law abiding and not some shotgun wielding armed robber.
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Agree totally with all before, but aren't the police *obliged* to attend when there is any injury involved?
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Now if he'd been speeding............
Seriously, if they won't proceed, take it to the local paper - they'll love it or at least should do.
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Alan - the system for recovering losses from uninsured drivers is unfortunately not a panacea, in fact there are so many rules and regs I'm surprised it pays to anyone. I was hit by an uninsured driver (joyrider actually) who was never caught. I couldn't claim a penny, driver not caught, claim not above £3000 etc etc.
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Even so there are so many uninsured scrotes causing serious injuries now that it is costing every honest driver £40 on their insurance premium. Go for it on the assault charge Brill. Is's very serious people have been killed by this type of scrote driving off when people stand up to them.
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"so many uninsured scrotes causing serious injuries now that it is costing every honest driver £40 on their insurance premium"
I'm not sure I follow. If they're not insured, then the insurance industry isn't paying out. I can see that knock-for-knock won't work, but then the uninsured driver is rightfully on his own, and the insured driver is unlikely to get special treatment. Or have insurers suddenly come over all altruistic?
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(Just checking for low-flying pigs)
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JBJ posted"so many uninsured scrotes causing serious injuries now that it is costing every honest driver £40 on their insurance premium" I'm not sure I follow. If they're not insured, then the insurance industry isn't paying out. I can see that knock-for-knock won't work, but then the uninsured driver is rightfully on his own, and the insured driver is unlikely to get special treatment. Or have insurers suddenly come over all altruistic? .
IIRC there is an organisation called the Motor Insurers Bureau which deals with compensation for personal injury where the guilty party was uninsured. As somebody else said the scheme is fairly tightly bound in red tape, but it does pay up. Funded by a levy on the insurance industry, utimately by it's customers, hence the £40 figure.
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"..hence the £40 figure"
Still not sure about the maths. Personal injury compensation is usually derisory (to get a serious payout you have to be insulted and famous) and £40 per motorist, even if it's not all of us, is an awful lot of money. Sounds to me a lot more like an excuse for a price hike...
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If the guilty driver is uninsured, then won't the innocent party have to claim on their own insurance? Their premium will then be loaded, unless they have protected no-claims, and if the insurance company ends up paying out more than they are taking in they'll pass this cost on in the form of higher premiums to everyone else.
As is too common, the guilty party gets away with it at no cost - can't exactly raise the premium on non-existent insurance, can they?
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Personal injury claims due to uninsured or untraceable drivers are paid out by the Motor Insurers Bureau which we all pay for by a levy on honest drivers, and yes JBJ it does cost £40 there are that many uninsured drivers out there due to the derisory penalties if caught. So what's it worth being an honest motorist these days?
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"..paid out by the Motor Insurers Bureau"
Not according to Daveyjp above! I'm sure they do pay sometimes, but it would be interesting to know what the total bill was - not £400 million, I imagine!
I suspect that a larger contributory factor (to increased insurance costs) is simply the cost of repairs and the tendency of garages to replace expensive parts rather than mend them - see Volvoman's thread on sealed units, etc.
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OK JBJ, I was slightly wrong with my figure it's only £30. See this quote from the ABI tinyurl.com/q51n
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Fair enough, Godfrey, although I'm not sure that the source (ABI) is entirely neutral! However, I'm not trying to suggest that uninsured drivers are anything but a menace. The problem is exacerbated by the ease with which young oiks can get a licence (assuming they bother) and the differential between the cost of a vehicle and the cost of insuring it.
Not sure how you solve that without making motoring more expensive for everyone...
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