Yes, don't bother, invest the annual cost in premium bonds, arguably a similar chance of payout and you can get your money back to pay for any repairs.

If you want a 400h with a cast iron (not a certain politicians worthless version of such) warranty buy an approved used from Lexus.

Thats my opinion, others may feel differently.

HJ recommends Warranty Direct

Probably because they pay him to.

Bet he doesn't have one of their warranties.