Total loss due to to water damage - how to get the best value
My 2004 Mercedes E320 CDI with 173k has been declared a total loss due to water ingress and resultant engine damage. What is the best value for the car and what advice do you have for dealing with the insurance company to get best value?
Asked on 18 December 2015 by Stephen
Answered by
Honest John
Depends how the water ingress occurred. If the car was parked somewhere that you would not reasonably expect to be flooded then you should get 'market value' that is about £2500. If you drove into a flood then you can't expect anything. Some insurers will pay. Others regard it as 'contributory negligence', the same as leaving a key in a parked cat that was then stolen.
Tags:
insurance
flood damage
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