Should I sell or salvage my cat D write off?

My Mazda MX5 was scratched down the driver’s side in a car park by another car. I reported it to my insurer and following the assessor’s inspection it has been written off as a Category D. The value has been agreed and the majority of the money will be coming from the third parties insurer.

My insurer has said I can keep the car or instruct their salvage and receive the rest of the value e.g. £300. I don't wish to keep the car, would I be better off to sell it privately as it is or instruct the salvage company?

Asked on 12 September 2013 by Sophie_UK

Answered by Honest John

I think that any MX5, even a Cat D with a scratch down the side, must be worth more than £300. Probably worth advertising. Try a photo ad in a newsagent's window first.

Tags: insurance claims

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