Who is legal owner when buying a car?

My son is buying a car from a reputable dealer. If my husband pays the deposit on his credit card for section 75 protection and the balance (about £25K) comes from my son's bank account, can my son be the legal owner. It's easier for insurance purposes if my son is the owner and the keeper.

Asked on 14 February 2024 by Tina Cussans

Answered by David Ross

If your son pays the majority of the cost of the vehicle and the receipt for the vehicle is in his name, he becomes the legal owner. Once the V5/C registration document is completed in his name he also becomes the keeper.

Tags: buying a used car registered keeper owner details

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